You can’t hide from debt collectors forever and living in fear of answering your phone is not the way to exist. If you are feeling pressure from a debt collector, it may be time to turn your attention to contacting them, in an attempt to negotiate a solution to your debt.
MSN Money advised the following steps:
1. Phone them before they phone youPreparing yourself to talk to a debt collector rather than being caught unaware leaves you more in control of the situation.
2. Make sure they are legitimateUnfortunately, there are debt collection scammers out there, so …